XRP (XRP) price today
XRP is the native asset of the XRP Ledger, a public network created in 2012 for fast, low-cost payments and closely associated with the company Ripple.
XRP price now
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- Price in Brazilian reais (BRL)
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Market data source: CoinGecko, with a reference USD/BRL rate. Values can lag by a few minutes.
What is XRP?
XRP is the currency of the XRP Ledger, a blockchain that went live in 2012, developed by David Schwartz, Jed McCaleb and Arthur Britto. It was designed to settle payments in a few seconds with very low fees.
Ripple is a private company that uses the XRP Ledger in payment products and received a large share of the tokens at launch. XRP and Ripple are not the same thing: the network is open source and runs independently of the company.
How XRP works
The XRP Ledger does not use mining. A group of independent validators agrees on the order of transactions every few seconds through its own consensus protocol.
All 100 billion XRP were created at launch; there is no new issuance. Each transaction destroys a tiny fraction of XRP as a fee, which slowly reduces supply. A significant part of Ripple's tokens sits in escrow accounts with scheduled releases.
What XRP is used for
- International transfers and remittances that settle in seconds.
- Bridge asset between two different currencies in payment flows.
- Paying fees and meeting account reserves on the XRP Ledger.
- Trading on the network's native decentralized exchange.
Risks and points of attention
- Concentration: Ripple holds a large share of supply, and scheduled releases can increase the amount available in the market.
- Regulatory history: the asset was the subject of a long court dispute with the US securities regulator that began in 2020.
- Adoption by financial institutions does not guarantee demand for the token, since some products work without XRP.
- High volatility, with sharp moves around legal and market news.
Key facts
| Symbol | XRP |
|---|---|
| Asset type | Cryptocurrency |
| Launch | 2012 |
| Network | Own blockchain (XRP Ledger) |
| Consensus mechanism | XRP Ledger Consensus Protocol (validators, no mining) |
| Maximum supply | 100 billion XRP, created at launch |
Reference data checked on October 3, 2026 against CoinGecko and the project's official pages.
Official links
Frequently asked questions about XRP
Are XRP and Ripple the same thing?
No. XRP is the digital asset of the XRP Ledger, a public open-source network. Ripple is a company that builds payment products and holds a large amount of XRP.
Can XRP be mined?
No. All 100 billion XRP were created when the network launched. There is no mining and no new issuance.
How long does an XRP transaction take?
Typically three to five seconds for final confirmation on the XRP Ledger, with a fee of a fraction of a cent.
Where does the XRP price on this page come from?
The panel shows the XRP price in US dollars and Brazilian reais, with change, volume and market capitalization. Data comes from CoinGecko, uses a reference exchange rate and can lag by a few minutes.